The cost of getting dental implants is expensive for a lot of people. It is why many will need all the financial help that they can get. So, it is only normal for questions to be asked about how health insurance coverage can help. Fortunately, you will find out if health insurance can cover this dental cosmetic or surgical procedure in this Dental Health Directory dental treatment post. So, keep reading to find out.
How Much Is a Dental Implant Service?
A dental implant service costs $3,200 to $5,000 depending on several factors. Those in need of this dental procedure may even have to pay as much as $6000 in some circumstances. This price range is based on findings today. It doesn’t mean it will stay the same as factors such as inflation can change this.
Related Read: How Much Is a Tooth Implant?
Are Dental Implants Covered by Insurance Plans?
Most health insurance plans do not cover the cost of dental implants. Original Medicaid and Medicare plans are examples. With the former (most especially), dental implants are considered dental cosmetics, rather than dental treatment.
You can choose to see this as some of the disparities between insurance service providers and dentistry. So, those who want to enjoy insurance benefits such as this need to choose the most suitable plan.
How Can a Person Have a Dental Implant Covered by Insurance?
Choose the Best Insurance Plan
The best insurance service has to be chosen for this reason. This is one with a policy that recognizes dental implants as not only cosmetic dental surgery but also as a major and needed medical service in some cases. By and large, the policy should allow for the plan to provide reasonably if/when the need for dental implants arises.
Most plans that cover such dental treatments do not cover the full cost of the procedure. Seeing how dental implants involve many procedures, it covers procedures like tooth extraction & grafting. It may not pay for anesthesia, x-rays, and a few others. So, some out-of-pocket expenses will still apply.
Besides this, most plans that allow for this require more payments in deductibles. The major thing to be done is to go through the full insurance policy. This way, you will be fully informed about the implications of subscribing to the plan and what that means if you need a dental implant. You could also make use of the services of an insurance expert to make informed decisions in this regard.
Related Read: How Much Is a Dental Cleaning without Insurance?
Choose the Right Dentist or Dental Company
There might still be a challenge even for patients with insurance plans that cover dental implants. It is that some dentists and dental companies would rather not deal with insurance companies.
So, you need to choose a dentist or dental company that doesn’t have a problem providing dental and oral care services to patients who pay with insurance. So, you should explore your options and only settle for one that is right.